St. Petersburg Rideshare Accident Lawyer

Unlike standard car accidents, rideshare crashes involve multiple parties, each of whom may try to shift blame and avoid financial responsibility. Who is liable? It depends on the circumstances of the crash:

• The Rideshare Driver – If the driver caused the accident due to negligence (e.g., speeding, distracted driving, reckless behavior), their personal insurance or Uber/Lyft’s policy may apply.
• Uber or Lyft’s Corporate Insurance – If the driver was actively transporting a passenger or matched with a rider, the rideshare company’s $1 million insurance policy may provide coverage.
• Another At-Fault Driver – If another driver caused the accident, their insurance would be responsible for damages.
• Vehicle Manufacturers – If a mechanical defect or faulty rideshare vehicle played a role, the manufacturer could be held accountable.

Liability in a rideshare accident isn’t always clear-cut. That’s why it’s critical to work with a rideshare accident attorney in St. Petersburg who understands how to navigate these complex claims.

Uber and Lyft drivers are covered under a tiered insurance system that varies based on their status at the time of an accident. However, rideshare companies often try to deny responsibility, leaving injured passengers and drivers unsure of who is liable for their damages.

Below is a breakdown of Uber and Lyft’s insurance coverage depending on whether the driver is offline, waiting for a ride request, en route to pick up a passenger, or actively transporting one.

In addition to liability coverage, Uber and Lyft offer collision and comprehensive coverage—but only if the driver maintains personal auto insurance that includes collision coverage.

Contingent Collision & Comprehensive Coverage

• Covers vehicle damage, regardless of fault
• Limited to the vehicle’s actual cash value
• $1,000 deductible before coverage applies

Warning: Uber and Lyft frequently dispute coverage claims, arguing that the driver was not “actively engaged” at the time of the accident. Even when coverage applies, injured victims often face lowball settlement offers or delayed payouts.

Even though Uber and Lyft advertise $1 million insurance policies, their insurance companies and legal teams are trained to reduce payouts by:

• Claiming the driver was not in the correct status at the time of the crash.
• Denying uninsured/underinsured motorist claims even when the at-fault driver has no coverage.
• Pressuring victims to accept fast, low-value settlements before they understand the full extent of their injuries.

Solution: If you were injured in an Uber or Lyft accident, do NOT negotiate with the insurance companies alone. Bernstein Law knows how to fight back against corporate rideshare insurers and secure the compensation you deserve.

Call Bernstein Law at 727-209-7957 today for a free consultation.

Victims of Uber and Lyft accidents may be entitled to significant financial compensation. A rideshare injury claim can cover:

• Medical Expenses – Hospital bills, surgeries, rehabilitation, prescription medications.
• Lost Wages – Compensation for income lost due to injuries preventing work.
• Pain & Suffering – Physical pain, emotional distress, and diminished quality of life.
• Property Damage – Costs of vehicle repairs or replacement if your car was involved.
• Wrongful Death Compensation – Funeral costs, loss of financial support, and emotional suffering for surviving family members.

Even though Uber and Lyft have million-dollar insurance policies, insurance providers often fight aggressively to pay out as little as possible. Common tactics include:

• Blaming the injured passenger for pre-existing medical conditions.
• Arguing that the rideshare driver wasn’t “actively engaged” at the time of the crash.
• Offering lowball settlements in hopes that victims accept before realizing the full extent of their losses.

At Bernstein Law, we fight back against these unfair tactics, ensuring injured rideshare passengers and drivers get the full compensation they deserve.

Don’t let Uber or Lyft’s insurance providers undervalue your claim. Call Bernstein Law at 727-209-7957 today for a free consultation.

• Uber & Lyft’s insurance companies are not on your side—they exist to protect corporate profits by minimizing payouts.
• Victims who handle claims alone often settle for far less than they’re entitled to.
• An experienced rideshare accident lawyer can prevent delayed claims, denied liability, and lowball offers.

Injured in a rideshare accident? Call Bernstein Law at 727-209-7957 for a free case review.

Unlike a typical car accident case, rideshare injury claims are highly complex due to multiple insurance policies, corporate legal teams, and tactics designed to minimize payouts.

• Corporate Legal Teams – Uber & Lyft employ aggressive defense attorneys who work to deny or minimize claims.
• Multiple Insurance Policies – Determining which insurance policy applies (the driver’s personal insurance, Uber/Lyft’s policy, or a third-party driver’s coverage) is legally complicated.
• Lowball Settlement Offers – Rideshare companies and their insurers pressure victims into accepting far less than they deserve.

How Bernstein Law Levels the Playing Field

With deep experience in Florida rideshare accident cases, Bernstein Law is committed to fighting back against corporate insurers and maximizing compensation for victims.

• Thorough Investigations – We gather all available evidence, including rideshare app records, accident reports, and witness statements.
• Aggressive Negotiations – We fight insurance companies head-on to ensure clients receive full and fair compensation.
• Trial-Ready Representation – If Uber, Lyft, or their insurers refuse to offer a fair settlement, we take them to court.

Uber & Lyft don’t scare us—Bernstein Law holds them accountable for their negligence.

Fighting a rideshare accident claim on your own is exactly what Uber, Lyft, and their billion-dollar insurance companies hope you’ll do. They count on victims feeling overwhelmed, accepting lowball settlements, or even giving up altogether. You don’t have to face this battle alone.

At Bernstein Law, we’ve seen firsthand how rideshare companies try to dodge responsibility. We fight aggressively to hold them accountable, ensuring injured victims in St. Petersburg recover full compensation for medical expenses, lost wages, and pain and suffering.

Now is the time to act. The longer you wait, the more opportunities insurance companies have to twist the facts against you. Call Bernstein Law today at 727-209-7957 for a free consultation and put an experienced rideshare accident lawyer in your corner.