What’s up everybody on social media? It’s your personal injury attorney Derek Bernstein here doing a vertical video for the gram and I want to give you some advice regarding your insurance policy. So something I was asked yesterday is what happens if you don’t have um insurance, uninsured, or underinsured insurance and you’re hit with somebody who has no bodily injury coverage? So they have no bodily injury coverage, you get hit by them; you’re really hurt, what happens? Well you can sue them, you can sue them individually, but what happens if they are like the average person in the United States and they don’t have any damn money? The old saying: you can’t get blood from a stone. So if you know UM, they have no BI, you are SOL. Lots of acronyms there. You know what SOL means right? So don’t be the person who doesn’t have underinsured, motor coverage. 1 in 7 people in the state of Florida don’t have any insurance. The other percentages are way underinsured. If you get hurt really bad, your missing work, you need surgery, if you don’t have um insurance, and I suggest one hundred thousand dollar’s worth of um insurance, you are going to be screwed if you get hurt. If you don’t know if you have it or not, you think you have full coverage, hit me up; send me your declaration pages of your insurance policy to Derek@LawBernstein.com. Derek@LawBernstein.com. I will take a look at them for free. Make sure if you ever get in a wreck, you are not screwed and you can actually get back on your feet. Get the treatment that you need to get back to you and your family. Have a good one guys, keep ’em coming.